..... for reals?!
I got a letter from my mortgage company the other day with my annual escrow account statement, now that I've been paying on the house for a full year. (One down, twenty-nine to go! Woot!)
And evidently I'd been paying a TAD too much in escrow, because my mortgage payment is going to be dropping by a hundred bucks a month.
And! I went to file the statement in my house file today, and reading all the way down to the bottom, the mortgage-holder is ALSO sending me a check for $2,300.00. A refund, if you will, of the extra money I'd been paying into escrow.
Okay, my question to all you long-term homeowners out there:
Is this normal?
When I filed my taxes this year, my accountant told me that my escrow payments looked awfully high, so I thought there might be an adjustment coming, but this much?
I mean, this is a really good thing, because The Runt has to go see a specialist today, and God only knows how much it'll cost, but it kind of disturbs me that they could be off by that much.
Oh! Oh! And I was just telling a co-worker about it, and he showed me the escrow statement HE had just gotten from the mortgage holder (same one as mine), and his monthly payments are dropping by three hundred bucks a month, plus he's getting fourteen hundred bucks back!
WTF? I do not understand.
And in totally unrelated news, my neighbors (love them!) had their driveway re-blacktopped last week. I told them to go ahead and park in my driveway while theirs was being redone.
The workers finished up last Wednesday, and the neighbors are still parking in my driveway.
Blacktop Watch: Day Six.
No shit, you guys, I think they've decided that their new driveway is too damn pretty to park on, and they're just gonna park at my place from now on.
Maybe I should install a couple of parking meters.