Tucked in among some personal stuff at work, I just found a credit card bill with a due date of 12/10/07. Today is the 12th. I don't know how this bill ended up where it did, instead of with my "bill pile", and I wrote the check and will mail it today, but here is my question:
Am I in big trouble? I have never, ever made a late payment before, and I don't know what to expect. Is this going to screw my credit rating? Is the interest rate on the card going to skyrocket (although since I pay my balance in full every month, that's not really a critical issue)?